Disability Insurance questions

[jim]

On the topic of insurability, I was wondering about signing up for a disability insurance plan so that if TC ever comes back, I can get paid a percentage of my wages.

1. Does anyone know if people with a recent history of TC (only 1 year ago) can sign up for disablity insurance?

2. Will any insurance company take us?

There are health history questions on the disability insurance questionnaires I have seen. They do ask if you have had cancer.

[Don]

Most employers offer short and long term disability insurance... To the best of my knowledge all insurance companies offering these types of insurance have a 2 year waiting period before pre-existing condition limitations are lifted..after 24 months of clean health you should be insurable....

[amorgan74]

One of the advantages of any kind of group coverage is the fact that under a certain $$ amount there are little or no health questions. Your HR person should have this info and we have found out that after so many years most TCers are eligible for regular life insurance coverage without having to get a high rated policy. April